USX FCU CardTrac 6.0.12

This application offers robust protection for debit card holders by providing transaction alerts and customizable settings to control when, where, and how cards are used. By downloading the application to your smartphone, users can establish personal preferences to effectively monitor and manage their card usage.

Alerts for Enhanced Security

Real-time notifications for PIN and signature transactions ensure that users remain informed about their card activity, facilitating the swift detection of any unauthorized or fraudulent actions.

Location-Based Controls and Alerts

The application allows users to restrict transactions to merchants located in proximity to their current location, leveraging GPS technology. Additionally, users can define broader geographical transaction parameters using an interactive map that includes options based on city, state, country, or zip code.

Usage Controls and Alerts

Users can establish spending limits that automatically decline any transactions exceeding predetermined thresholds. Furthermore, the application enables monitoring of expenditures by category—such as gas stations and restaurants—as well as transaction type, covering in-store purchases, e-commerce activities, and ATM withdrawals.

Card On/Off Feature

The application includes a convenient card on/off setting that allows users to toggle their card's functionality. When the card is set to “on,” transactions proceed as per user-defined settings; conversely, switching it “off” prevents any purchases or withdrawals.